Hardscaping

We Handle the Insurance
Process With You

From free inspection to final restoration, we know the claims process and we walk beside you every step of the way.

The Process

Four Steps From Storm to Restored

We've helped hundreds of Phoenix homeowners navigate this process. Here's how it works.

Free Inspection & Documentation

We inspect your entire window and exterior, photograph all damage, and create a detailed report with measurements and damage descriptions suitable for your insurance company.

Adjuster Coordination

We meet your insurance adjuster on-site and walk them through the damage. Our team knows exactly what adjusters look for and how to present findings clearly and accurately.

Claim Approval Support

We work with your insurer through any supplemental requests or scope disagreements to make sure nothing is left off your approved claim.

Restoration Begins

Once your claim is approved and materials are ordered, our crew completes all work within the approved scope, to code, on time, and with a cleanup guarantee.

Questions & Answers

Insurance Claim FAQs

Will filing a claim raise my insurance rates?

Filing a legitimate weather-related claim typically does not result in a rate increase in Arizona, since the damage is caused by a covered weather event rather than homeowner negligence. However, policies vary, we recommend confirming with your agent before filing.

What if my adjuster says the damage doesn't qualify?

You have the right to request a re-inspection or hire a public adjuster. We can assist with supplemental documentation and are experienced in identifying damage that adjusters may initially miss or undervalue.

Do I have to use a specific contractor chosen by my insurance company?

No. In Arizona, you have the legal right to choose your own licensed contractor. Your insurer can recommend contractors, but you're not obligated to use them.

How long do I have to file a claim after storm damage?

Most Arizona homeowner policies allow one year from the date of the storm to file a claim. However, filing promptly is always better, because it's easier to establish a clear timeline and the damage documentation is more accurate shortly after the event.

What is the deductible on a window insurance claim?

Your deductible is your out-of-pocket portion of the claim. Arizona law requires you to pay your deductible, and any contractor who offers to "waive" your deductible is violating state law and potentially committing insurance fraud. Always work with licensed contractors who follow legal billing practices.

We Handle the InsuranceProcess With You